Welcome to Joltify
  • Introduction To JOLTIFY
  • Real World Asset Lending
    • Background
    • Business Model In JOLTIFY
      • Tokenize Document To NFTs
      • NFT Ownership Transfer
      • Token Economics
    • Utilization of JOLTIFY In Different lending Environments
    • Project-Based Lending
      • Use Case: A Solar Farm Financed By JOLTIFY
    • Investment Pool Processes and Rules
  • Asset-Based Lending
    • A Commercial Development Asset-Based Loan Within The JOLTIFY network
  • Cash Flow-Based Lending
    • Cash Flow-Based Loan In JOLTIFY To Help A Car Company Grow Its Business
  • Digital Asset Lending
    • Backgound
    • Joltify Digital Asset Lending
    • Market
    • Liquidation
  • Jolt Buy-Back And Burn
    • Jolt Buy-Back And Burn
  • Joltify Techs
    • JOLTIFY Chain Techs
      • Validator Election & Punishment
      • JOLTIFY Chain Bridge
    • Development on Joltify EVM
      • Configuration
      • Token Conversion
      • Development Tutorial
    • Nodes and Validators
      • Requirements
      • Joltify Installer
      • Run a Fullnode
      • Become a Validator
    • Endpoints
    • Connection
  • Joltify Testnet
    • Get Ready
    • Swap & Digital Lending
    • JOLT Buyback-Burn
    • RWA Lending
      • Role Introduction
      • Investor Guideline
      • Notation Explanation
      • Investing Timeline
    • Cross-Chain Bridge
    • Joltify IBC Transfers
  • Joltify Point System
    • Introduction
    • Invitation Mechanism
    • Basic Missions
    • Testnet Missions
    • Mainnet Missions (Coming soon)
    • Discord Role Claim
    • Partner Missions (Coming soon)
  • Term of Use
    • TERMS AND CONDITIONS OF USE FOR BORROWERS AND ISSUERS
    • WEBSITE, JOLTIFY PROTOCOL AND JOLTIFY CHAIN TERMS AND CONDITIONS OF USE
    • PRIVACY POLICY
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  • Capital Raise & Lending
  • Project Repayment
  • NFT Ownership Transfer
  1. Real World Asset Lending

Business Model In JOLTIFY

PreviousBackgroundNextTokenize Document To NFTs

Last updated 3 years ago

In this chapter, we explain how the project tokenizes the real world finance requirement and how the investors invest their money into the system, to get their fixed APY from the projects.

Capital Raise & Lending

  1. In order to utilize the liquidity in the crypto world, the project needs to sign a contract with the SPV to agree on the amount of the money it wants to raise, as well as the interest the project needs to pay and the length of the lending.

  2. The SPV will then list the lending request on JOLTIFY chain stating the details of this project.

  3. During a specific time window, the verified investors sign the contract with the SPV to offer the liquidity for this project.

  4. The tokenized document is minted and transferred to the investor.

Project Repayment

We give a high-level description of how the project will repay the money back to the investor.

  1. The project repays the money borrowed from the SPV and the contract between the project and the SPV is fulfilled.

  2. The SPV will pay the investor in full and the contract between the SPV and the investors are fulfilled.

NFT Ownership Transfer

  1. During a specific time window, the investor can sell back the NFT (tokenized documents) back to the SPV.

  2. The SPV sends back the stable coin and the contract between the investor 1 and the SPV is fulfilled.

  3. The NFT is listed on the JOLTIFY chain and the new investor can access the listed NFT.

  4. The new investor signs the contract with the SPV and pays the stable coin to the SPV to purchase the NFT.

We give a high-level description of how the verified investors can lend the money to the project. have been set up to demonstrate how capital raising and lending works in the JOLTIFY network.

We give a high-level description of how the project repay the money back to the investor. The details can be found .

Three different users cases
here