Welcome to Joltify
  • Introduction To JOLTIFY
  • Real World Asset Lending
    • Background
    • Business Model In JOLTIFY
      • Tokenize Document To NFTs
      • NFT Ownership Transfer
      • Token Economics
    • Utilization of JOLTIFY In Different lending Environments
    • Project-Based Lending
      • Use Case: A Solar Farm Financed By JOLTIFY
    • Investment Pool Processes and Rules
  • Asset-Based Lending
    • A Commercial Development Asset-Based Loan Within The JOLTIFY network
  • Cash Flow-Based Lending
    • Cash Flow-Based Loan In JOLTIFY To Help A Car Company Grow Its Business
  • Digital Asset Lending
    • Backgound
    • Joltify Digital Asset Lending
    • Market
    • Liquidation
  • Jolt Buy-Back And Burn
    • Jolt Buy-Back And Burn
  • Joltify Techs
    • JOLTIFY Chain Techs
      • Validator Election & Punishment
      • JOLTIFY Chain Bridge
    • Development on Joltify EVM
      • Configuration
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      • Requirements
      • Joltify Installer
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    • Endpoints
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  • Joltify Testnet
    • Get Ready
    • Swap & Digital Lending
    • JOLT Buyback-Burn
    • RWA Lending
      • Role Introduction
      • Investor Guideline
      • Notation Explanation
      • Investing Timeline
    • Cross-Chain Bridge
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  • Joltify Point System
    • Introduction
    • Invitation Mechanism
    • Basic Missions
    • Testnet Missions
    • Mainnet Missions (Coming soon)
    • Discord Role Claim
    • Partner Missions (Coming soon)
  • Term of Use
    • TERMS AND CONDITIONS OF USE FOR BORROWERS AND ISSUERS
    • WEBSITE, JOLTIFY PROTOCOL AND JOLTIFY CHAIN TERMS AND CONDITIONS OF USE
    • PRIVACY POLICY
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  1. Cash Flow-Based Lending

Cash Flow-Based Loan In JOLTIFY To Help A Car Company Grow Its Business

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Last updated 3 years ago

The following example shows how a car company can work with JOLTIFY to expand its business.

Let's use the example of a Car Dealership that sells 1,000 cars p/a with an average car price of $20,000. This means they would have distributed $20m in car loans.

Currently, credit agencies evaluate the collateral, they then look into the customer's credit history and risk of the loan default, which helps them ascertain the loan interest rate.

Once collaterals are understood, they can then be minted into NFTs and sold to investors within the JOLTIFY network, with detailed disclosure about the collateral (the car loan).